<?php

return [
    'sms' => [
        'provider' => env('SMS_PROVIDER', 'pending'),
        'api_key' => env('SMS_API_KEY'),
        'sender' => env('SMS_SENDER'),
    ],
    'payment' => [
        'provider' => env('PAYMENT_PROVIDER', 'pending'),
        'merchant_id' => env('PAYMENT_MERCHANT_ID'),
        'callback_url' => env('PAYMENT_CALLBACK_URL'),
    ],
];
